Mortgage Errors and Omissions

Mortgage Errors and Omissions policies protect you as a lender/mortgagee if you fail to require, procure or maintain your customary coverage on real property collateral, and a loss occurs to the mortgaged property

Optional extensions of Mortgage Errors and Omissions coverage include:

  • Real Estate Tax Liability: Protects the lender against errors and omissions relating to non-payment of real estate taxes by the lender on behalf of the borrower.
  • Life and Disability: Protects the lender in the event of non-payment of mortgage life, accidental death or disability on behalf of the borrower.
  • Failure to Determine Flood Zone Liability: Covers the error or omission arising out of lender’s duty to determine whether or not a particular property is in a flood zone.
  • Compliance Procedures: Covers failure to maintain private mortgage insurance, and compliance with requirements from FNMA, FHLMC or GNMA.

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Jim Lloyd, President/Program Manager
(469) 983-7147